Alas, the Horse is the sign that fares least well in the year of the Rat. Still, the year will not be without its opportunities. The trick will be to force yourself to rely more on your head than your heart. That is contrary to the Horse nature, so it won't be easy. The first month of the year could be your best one. It is thus important for you to move out smartly as soon as the New Year's partying is over. A quick start is especially important, as the last three months could be very challenging.