The Rat may not be as good to you as the kindly Pig, especially since it is an Earth year, and Earth drains your Rat luck. Making favorable deals, for example, will be more challenging. It still should be a good year for you, as you have eight good months ahead of you. If you avoid risk and rely on hard work to get ahead, you most likely will. You may, however, get off to a slow start because the latter part of the year will present more and better opportunities, so be patient.